All good Turts 👍
One of the things my employers used to do In their capacity as Comcare approved self managers was to basically denied every claim, half the workers would give up there, the other half would appeal the decision. That in house appeal would also be denied, and only about 10% would proceed to court. Straight away they have got rid of 90% of their claims. The company lost every single court case as far as I’m aware but most of the time they would capitulate the day before it was due in court anyway.
One of the worst I recall was a guy who clearly fell at work and suffered a bad ankle injury. Work sent him to their nominated industrial doc who said bruising and back to work tomorrow with mild pain killers. The next day the worker was in a lot of pain so he went to his doctor and had an X-ray..... ankle broken and off work imeadiatly, operation and pin followed. His compo claim was refused for 3 months because the employer had posession of their original docs report stating only bruising and claimed it was a factor that the workers doc didn’t see the worker until 30+ hours after his fall. During the appeal process the employer managed to find 2 more doctors who refused to look at or take X-rays but backed up the original company nominated doctors bruising diagnoses. Fortunately this was one of the cases where the company capitulated on the eve of a tribunal hearing.
I can state without doubt the motivation of my employer to act like this had nothing to do with the cost of medical expenses, lost production or anything like that, it’s 100% about departments and managers lowering their Injury Frequency Rates which they are all judged and compared on (inc bonuses). They would regularly spend 60k - 80k to avoid liability for a simple hernia.
I’ll add that that gov enquiry certainly cleaned up our compo policies and it’s quite reasonable now... although our company doesn’t cover us for compo if we are injured traveling to or from work which I thought was included if you are employed under an EBA or an Award.